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What Is A Power Of Attorney?


A power of attorney could be critical to making sure you get the help you want when you can no longer make those decisions. Meaning when you no longer have the mental ability to make decisions regarding your health or your finances you can appoint a loved one that knows you and what you would want to take control.

Would you rather the courts or social service make decisions on important matters about your life or a loved one?


The law states that you can delegate decisions about financial health matters to a third party such as:

  • Loved one

  • Partner

  • Friend

  • Family

This then allows them to make decisions on your health and finances when you no longer have the mental ability to do so. Without a power of attorney, any issues regarding your health are passed over to UK adult social services and finances will then be managed by the Court of Protection.

Did you know? A&E doctors have to by law, report loss of mental capacity due to accident etc within 48 hours to the Court of Protection. Once this has been done all assets including joint bank accounts will be frozen until a deputy is appointed through the Court of Protection. This can become a very lengthy and expensive process, This can cost between £5,000-£8,000 to just set up then an annual cost of £1,800-£2,000 until recovery or death.

If you would like to discuss this further call 0333 188 7617 to speak to one of our friendly customer care team.

Alternatively, you can book an appointment that suits you here for a callback.

If you would like to read more articles like this you can read more here.

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Phone: 0333 188 7617

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