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Am I Eligible For Critical Illness Insurance?


 


The straightforward answer to this question is: We don't know until you answer a few questions with one of our advisors. However, we can have a look into some deciding factors & questions that affect the final quote.


  1. Your Age - Your age pays a huge contribution to the final figure of your monthly premiums to be set up with critical illness cover. This is because the older you are the more likely you are to make a claim and need a payout. Because of this, your monthly premiums will be higher than a healthy 20-year-old.

  2. Your Health - Your general health is also a big deciding factor in how much your monthly premiums will be and could affect your eligibility to receive critical illness coverage. This includes factors such as smoking, drinking, and drug use, if you have any increased reason to need to make a claim your monthly premiums will be higher.

  3. Your Sex - Men usually make more claims than women, whether this is due to the nature of their work or other factors. So if you are male, this could increase your coverage slightly.

  4. Your Job - Believe it or not, the line of work you are involved with can make a huge difference in your eligibility for critical illness coverage. Not saying we wouldn't help you based on your job, but this could affect the cost of your insurance.

Get a free quote within 5 minutes here.






Your Choice Cover,

12 Celtic Trade Park, Bruce Road Fforestfach, Swansea, SA5 4EP


Phone: 0333 772 1284





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